At Murphy Stuart, we have a wide range of home insurance policies that will provide you with security and peace of mind, regardless of your home living situation.
Regardless of your living arrangement, whether it is a house or an apartment, in an urban or rural setting, your dwelling place is much more than the four walls that enclose your belongings and personal effects.
It is your place of security and comfort- your private sanctuary where you draw the line after a long day at work-your private sanctuary that contains your memories and your treasured possessions. It may bear signs of wear and tear from different stages in your life- it may also be the place that houses your loved ones.
This is why it is devastating if your home is ravaged by flooding or fire, or if you are the victim of a burglary with all of the associated complications that come with it. A burglary in particular can feel like a major violation. Unfortunately, we live in an era where home burglaries are becoming increasingly frequent- particularly in rural areas of Ireland. The emotional shock of a burglary, or significant damage to your home can often be extreme- particularly if you live alone.
Your natural response will be to try to make your home feel like a safe place, where you are comfortable- as quickly as possible. This can be an expensive business. Home insurance can lessen the blow in just such a situation by insuring that you do not have to bear the financial brunt of events, in addition to the immediate loss and emotional trauma.
While the sentimental value of certain treasured items can never be replaced-whether through fire, flooding, storm, accidental or malicious damage- the right home insurance policy puts you in a position whereby you can quickly replace those items that are replaceable. The right insurance policy can also provide you with financial recompense for other structural damage or specified items. This simple fact can lessen the blow significantly.
You can avail of a number of benefits under our home insurance policy scheme, such as:
- Discount for working intruder alarm.
- Additional discount for monitored intruder alarm
- Specified perils in respect of Buildings and Contents
- You can include an option to permit the exclusion of accidental damage in respect of Buildings and Contents
- Protected No Claims Bonus
- Home Emergency Assistance
- Cover for fixed aerials and masts
- Cost of alternative accommodation for a period of up to 12 months, but not exceeding 20% of the buildings sum insured
- Increased water metered charges
- Fire brigade charges & damage to property as a result of forcible entry by the emergency services
- Specified Worldwide All Risks Cover
- Unspecified All Risks included
- Contents of deep freezer €500
- Wedding, birthday, Christmas gifts- additional cover
- Door locks replacement
- Personal money/credit cards
- Reinstatement of Title Deeds
- Contents in the open
- Contents in outbuildings
- New for old Cover
Don’t leave the security of your home and family to chance! Call us today for a competitive quote. You will be so happy that you did